View Full Version : Who're you insured with?
11th April 2010, 12:04 PM
I only know NFU and Petplan..
I got a quote from Petplan and at first it was about £70 a month :eek: then I took away LOU and it only went down to £57 !! Get stuffed!
11th April 2010, 12:23 PM
All 3 of mine are with SEIB (South Essex Insurance Brokers). Have always found them very reasonable.
11th April 2010, 12:23 PM
Just got a quote from AFI something, and thats £37. Much better.
11th April 2010, 12:30 PM
Thats insane! his value is about £3500? right, or thats about what you paid for him
Ollie is covered for everything excpet if i go cross country or hunting insured for £5000 including loss of use and his is £42.50 a month with Carridge House Equine Insurance, have delbt with them once and they were really good and quick to deal with
11th April 2010, 12:37 PM
I'm with Scottish Equestrian, who have always been really good about paying out for vets bills etc and are really easy to deal with... Mine comes to £45 a month but that includes a trailer (which I think costs about a tenner a month)... LOU always hikes the price up and you have to wonder if you're better off trying to put the difference into a savings account just in case the worst should happen...
11th April 2010, 12:48 PM
I am with NFU and it is £38 and i think Serens covered for pretty much everything (shes insured as a riding horse even though shes not backed yet lol!) and thats me insured aswel, Stars was about £35 i think ... but i know they pay up as we had to claim when Star had the tumour and they were fab, which is why i chose to put Seren with them x
beks the artist
11th April 2010, 12:52 PM
I am with Equestrian Direct, in Buckinghamshire. I have had all my horses insured with them, they always pay out, the phone gets answered straight away by someone who knows horses... they are a little expensive - I pay £116 a year per horse for third party, hospitalisation, loss of use etc but no vets as I have £5k tucked away in an ISA for emergencies.
When I had Jakes on vets as well it was £33 pm, he was insured for £1500.
beks the artist
11th April 2010, 12:54 PM
Oh and when Ellie had a puncherd sole and it got infected, she had to have a small operation, they paid out with no quibble £2k of vet bills. Also when she had to have another operation on her ears they paid out £1200 of vets bills. No problem.
I have heard good things about NFU as well.
11th April 2010, 02:20 PM
i looked arpund when i got merry but figured the credit card would take the brunt as none of the insurers seem to pay above her value for ops which seemed pointless. shes covered by our farm for getting out and causing anything major. but i can't see paying 35-40 quid a month for a foal is just stupid
11th April 2010, 02:22 PM
LOU adds loads to the premium.
my lot are between £20-40 per month, but i dont insure tham for their full market value as the premiums for 3 would be silly.
My Crazy Clan
11th April 2010, 02:49 PM
Depends how much you are going to value him at, the cheaper you do it, the less your pay per a month, which is something i would do because no amount of money will replace your loved one.
11th April 2010, 04:01 PM
11th April 2010, 05:14 PM
I'm petplan too. Am about to put a claim in soon so will let you know what they're like.
Bella's is £21 a month for 3rd party, vets up to £5k, death/theft, and my rider insurance.
Putting the tack on your house insurance might help a bit
11th April 2010, 06:02 PM
Stoneways - I chose this company as it was recommended to me by a broker. My main purpose is vet bills and have never had an issue claiming. I pay approx £35 / month per horse. I don't have LOU.
11th April 2010, 06:28 PM
I'm with Petplan! I only pay about £22.00 a month though x
11th April 2010, 06:41 PM
I pay £28 a month for KBIS. Haven't had to claim yet but I've heard good things about them. Used to be with NFU, only changed because KBIS were a bit cheaper. Might change back to NFU when my policy is up for renewal.
11th April 2010, 06:53 PM
Im with NFU and pay about £35 per month, covered for everything apart from Loss of use now I think.
11th April 2010, 07:04 PM
I only have dealings with NFU due to everything my aunties owns is with them including her cars, dogs, sheep, trailers etc and shes never said a bad word about them and when her dog needed 2 knee replacements at the age of 1 they paid out straight away :)
11th April 2010, 09:19 PM
if i get another horse/pony i will be going with NFU, as EandL ae a complete nightmare to deal with, i get my cheque for Jake next week, so ive been told and i know people who have had run ins with pet plan too, it took two and a half years for them to pay out for vets fees for my friends horse!!!
11th April 2010, 09:31 PM
Im with KBIS, Coco insured for 3k.. anymore and premium goes up. He is insured for "accidental external and violent injuries only" for vets, which basically means anything with a surface wound, but no colic or tendons. I wouldnt put him through colic surgery anyway.
I have loss of use , and pay £20 a month
12th April 2010, 02:20 PM
Always have used petplan as they are brilliant at paying out if needs be..
12th April 2010, 02:31 PM
Both mine are with NFU, it's about £28 a month for the 2 of them. Macs insured for everything but LOU (think his is about £24) and TJ is insured for loss of animal and legal liability (his is only £90 for the year so doesn't add much).
13th April 2010, 02:10 PM
Bertie is insured with NFU for £3500 - everything bus LOU and his is £30 a month, it started at £40 a month though when i first got him and it goes down every year
14th April 2010, 07:21 PM
I'm with NFU. I think they're the best and not had any trouble with them paying out. The longest I've waited for a cheque back has been 2 weeks.
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