View Full Version : How much do you pay for your riders insurance?

2nd January 2010, 11:58 AM
Hi everyone,

This is a question to horse riders whpodo not actually insure the horse as I'm looking to get some quotes for riders insurance only.

So if you don't mind telling me it would be really helpful to know:

1) How much you pay per month for riders insurance?
2) Who are you insured with?
3) What does your policy cover you for? (if you have the info to hand)

Many thanks

Cat xxx

2nd January 2010, 12:41 PM
I'm with Petplan, got the premium insurance and I think it's about 85/year.

For that, I get cover for 3rd party liability, death of rider, hospitalisation of rider, dental fees, disability, tack (if I break tack, it's covered on insurance), custodial liability (if horse dies due to my negligence, owners get a payout), emergency vets fees (if the reason for vet is my fault).

2nd January 2010, 01:29 PM
I am a British horse Society Gold member and this has 3rd party Ins. its about 52 per year

2nd January 2010, 03:33 PM
Thanks girls x

2nd January 2010, 11:47 PM
i'm with petplan too and pay 8 a month for their maximum cover - so covers just about everything you can think of!